The Northwestern Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.4 has resulted in Excellent (8.6) profitability.
Other Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Comm re (28%), comm loans (23%), securities (12%), home mtgs (10%), cash (4%), home eq lns (1%), consumer loans (1%), other (21%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
NW Bancshares, Inc.
Investment Rating
--
Address
202 North Bridge Street
Chippewa Falls, WI 54729
Chippewa Falls, WI 54729
Phone Number
(715) 723-4461
Year Founded
1904
FDIC Number
Website
Largest Affiliates
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