Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Excellent (7.4) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 28.8 and a capital leverage ratio of 14.8. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.9).
Asset Mix:
Home mtgs (38%), cash (19%), securities (15%), comm re (10%), comm loans (4%), consumer loans (2%), other (12%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Nekoosa Port Edwards Bancorporation, Inc.
Investment Rating
--
Address
405 Market Street
Nekoosa, WI 54457
Nekoosa, WI 54457
Phone Number
(715) 886-3104
Year Founded
1913
FDIC Number
Website
Largest Affiliates
No affiliate information available.