BNY Mellon Trust of Delaware
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 147.9 and a capital leverage ratio of 32.4. Operating profits as a percentage of assets at 6.9%, coupled with a return on assets of 5.1 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
Excellent liquidity 8.9, driven by a liquidity ratio of 111.3 percent and a “hot money” ratio of 0.0 percent. A current level of 1.1 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Cash (62%), home mtgs (5%), other (33%)
States with Branches:
DE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Bank of New York Mellon Corporation
Investment Rating
Address
301 Bellevue Parkway
Wilmington, DE 19809
Wilmington, DE 19809
Phone Number
(302) 791-3600
Year Founded
1983
FDIC Number
Website
Largest Affiliates
New York, NY
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Bank
Pittsburgh, PA
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Bank
Los Angeles, CA
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Bank
