Major Rating Factors:
A current level of 7.5 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Fair asset quality (3.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 31.4. Operating profits as a percentage of assets at 31.3%, coupled with a return on assets of 31.3 has resulted in Excellent (10.0) profitability.
Asset Mix:
Consumer loans (79%), cash (16%), other (5%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Credit One Financial
Investment Rating
--
Address
6801 South Cimarron Road
Las Vegas, NV 89119
Las Vegas, NV 89119
Phone Number
(702) 269-1100
Year Founded
1984
FDIC Number
Website
Largest Affiliates
No affiliate information available.