Major Rating Factors:
A current level of 2.5 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Excellent asset quality (9.5). Excellent current capitalization (9.0 on a scale of 0 to 10) based on a risk-based capital ratio of 31.5 and a capital leverage ratio of 10.4.
Other Rating Factors:
Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.0 has resulted in Excellent (8.0) profitability. Good liquidity 6.7, driven by a liquidity ratio of 61.8 percent and a “hot money” ratio of 1.9 percent.
Asset Mix:
Securities (51%), home mtgs (37%), cash (4%), consumer loans (4%), home eq lns (3%), other (1%)
States with Branches:
GA
Corporate Info
Royal Bank of Canada
8081 Arco Corporate Drive
Raleigh, NC 27617
Raleigh, NC 27617
(919) 206-1060
1985
Largest Affiliates
Los Angeles, CA
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Bank