Green Belt Bank & Trust
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.4 has resulted in Good (5.1) profitability.
Other Rating Factors:
A current level of 1.3 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.3). Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 10.8 and a capital leverage ratio of 8.8.
Asset Mix:
Comm re (18%), securities (8%), comm loans (8%), home mtgs (7%), cash (2%), home eq lns (1%), consumer loans (1%), other (56%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Green Belt Bancorporation
Investment Rating
--
Address
616 Washington Avenue
Iowa Falls, IA 50126
Iowa Falls, IA 50126
Phone Number
(641) 648-2544
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.