Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 1.9 has resulted in Fair (4.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 25.3 and a capital leverage ratio of 15.1. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.5).
Asset Mix:
Comm re (31%), cash (23%), comm loans (11%), securities (11%), home mtgs (1%), other (23%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hana Financial Group Inc.
Investment Rating
--
Address
309 Fifth Avenue
New York, NY 10016
New York, NY 10016
Phone Number
(212) 689-3330
Year Founded
1986
FDIC Number
Website
Largest Affiliates
No affiliate information available.