The First National Bank of Brooksville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. A current level of 5.2 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Excellent asset quality (8.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). Fair liquidity 3.3, driven by a liquidity ratio of 12.3 percent and a “hot money” ratio of 6.3 percent.
Asset Mix:
Home mtgs (37%), securities (35%), cash (5%), consumer loans (3%), comm re (1%), comm loans (1%), home eq lns (1%), other (16%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FNB Bancshares, Inc.
Investment Rating
--
Address
105 Locust Street
Brooksville, KY 41004
Brooksville, KY 41004
Phone Number
(606) 735-2125
Year Founded
1907
FDIC Number
Website
Largest Affiliates
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