Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.7) profitability.
Other Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (8.3). Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Asset Mix:
Comm re (26%), securities (22%), comm loans (19%), home mtgs (8%), consumer loans (5%), home eq lns (3%), cash (2%), other (15%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Aiden Florida Bancshares, Inc.
Investment Rating
--
Address
13315 U.S. Highway 301
Dade City, FL 33525
Dade City, FL 33525
Phone Number
(352) 521-0141
Year Founded
1986
FDIC Number
Website
Largest Affiliates
No affiliate information available.