Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 24.5 and a capital leverage ratio of 9.7. Fair liquidity 4.3, driven by a liquidity ratio of 20.6 percent and a “hot money” ratio of 11.6 percent.
Asset Mix:
Securities (49%), cash (15%), comm loans (12%), comm re (7%), other (17%)
States with Branches:
FL, MA, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Estate of Joseph Yacoub Safra
Investment Rating
--
Address
546 Fifth Avenue
New York, NY 10036
New York, NY 10036
Phone Number
(212) 704-5500
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.