Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 22.9 and a capital leverage ratio of 8.5. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Fair (4.5) profitability.
Asset Mix:
Securities (50%), cash (15%), comm loans (13%), comm re (7%), consumer loans (0%), other (14%)
States with Branches:
FL, MA, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Estate of Joseph Yacoub Safra
Investment Rating
--
Address
546 Fifth Avenue
New York, NY 10036
New York, NY 10036
Phone Number
(212) 704-5500
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.