Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 24.1 and a capital leverage ratio of 8.6. Good liquidity 5.2, driven by a liquidity ratio of 45.2 percent and a “hot money” ratio of 9.0 percent.
Asset Mix:
Securities (41%), cash (28%), comm re (6%), home mtgs (0%), other (25%)
States with Branches:
FL, MA, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Estate of Joseph Yacoub Safra
Investment Rating
--
Address
546 Fifth Avenue
New York, NY 10036
New York, NY 10036
Phone Number
(212) 704-5500
Year Founded
FDIC Number
Website
Largest Affiliates
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