A
Bank of Cleveland
Data as of
December 31, 2021
Risk Based
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 28.2 and a capital leverage ratio of 15.7. Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.1 has resulted in Excellent (9.9) profitability.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10). A current level of 0.5 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (8.8).
Asset Mix: Comm re (31%), cash (27%), home mtgs (15%), securities (7%), comm loans (3%), home eq lns (2%), consumer loans (1%), other (13%)
States with Branches: TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
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Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Operating Profit to Average Assets
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Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Group Affiliation
Bradley County Financial Corp.
Investment Rating
--
Address
75 Bobby Taylor Avenue
Cleveland, TN 37311
Phone Number
(423) 478-5656
Year Founded
1987
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings