A
Bank of Cleveland
Data as of
June 30, 2022
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 28.1 and a capital leverage ratio of 16.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Other Rating Factors: Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (9.1) profitability. A current level of 0.5 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Excellent asset quality (8.9).
Asset Mix: Comm re (30%), cash (24%), home mtgs (14%), securities (11%), comm loans (3%), home eq lns (2%), consumer loans (1%), other (16%)
States with Branches: TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Bradley County Financial Corp.
Investment Rating
--
Address
75 Bobby Taylor Avenue
Cleveland, TN 37311
Phone Number
(423) 478-5656
Year Founded
1987
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings