Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.1, driven by a liquidity ratio of 13.1 percent and a “hot money” ratio of 61.4 percent. Good current capitalization (6.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 8.0.
Asset Mix:
Home mtgs (57%), cash (12%), comm re (11%), consumer loans (7%), home eq lns (7%), other (6%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Federal One Holdings, LLC
Investment Rating
--
Address
250 Royall Street
Canton, MA 02021
Canton, MA 02021
Phone Number
(617) 717-6100
Year Founded
1967
FDIC Number
Website
Largest Affiliates
No affiliate information available.