Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 17.1 and a capital leverage ratio of 8.8. A current level of 5.3 percent of nonperforming loans to core capital combined with 13.1 percent from a year earlier contributes to the Good asset quality (5.4).
Asset Mix:
Home mtgs (52%), cash (18%), comm re (9%), consumer loans (7%), home eq lns (4%), other (10%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Federal One Holdings, LLC
Investment Rating
--
Address
250 Royall Street
Canton, MA 02021
Canton, MA 02021
Phone Number
(617) 717-6100
Year Founded
1967
FDIC Number
Website
Largest Affiliates
No affiliate information available.