InterBank
Major Rating Factors:
A current level of 4.8 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 3.7%, coupled with a return on assets of 3.7 has resulted in Excellent (10.0) profitability. Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 10.9 and a capital leverage ratio of 10.9.
Asset Mix:
Comm re (35%), comm loans (22%), cash (8%), home mtgs (3%), consumer loans (0%), other (32%)
States with Branches:
OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Olney Bancshares of Texas, Inc.
Investment Rating
--
Address
4921 North May Avenue
Oklahoma City, OK 73112
Oklahoma City, OK 73112
Phone Number
(405) 782-4200
Year Founded
1988
FDIC Number
Website
Largest Affiliates
No affiliate information available.