Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 7.0 percent from a year earlier contributes to the Excellent asset quality (8.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.5. Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 2.5 has resulted in Excellent (9.5) profitability.
Asset Mix:
Comm re (25%), home mtgs (22%), comm loans (13%), securities (11%), home eq lns (6%), cash (4%), consumer loans (0%), other (18%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Burling Bancorp, Inc.
Investment Rating
--
Address
Board of Trade Building
Chicago, IL 60604
Chicago, IL 60604
Phone Number
(312) 408-8400
Year Founded
1989
FDIC Number
Website
Largest Affiliates
No affiliate information available.