Fifth District Savings Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (3.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 42.3 and a capital leverage ratio of 21.0. A current level of 1.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.8).
Asset Mix:
Home mtgs (62%), securities (19%), cash (5%), comm loans (2%), home eq lns (2%), consumer loans (1%), comm re (0%), other (9%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4000 General Degaulle Drive
New Orleans, LA 70114
New Orleans, LA 70114
Phone Number
(504) 362-7544
Year Founded
1926
FDIC Number
Website
Largest Affiliates
No affiliate information available.