C
Hibernia Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: A current level of 19.2 percent of nonperforming loans to core capital combined with 16.3 percent from a year earlier contributes to the Fair asset quality (3.5).
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix: Home mtgs (42%), comm re (26%), cash (13%), home eq lns (3%), comm loans (1%), securities (0%), other (15%)
States with Branches: LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Investment Rating
--
Address
325 Carondelet Street
New Orleans, LA 70130
Phone Number
(504) 522-3203
Year Founded
1886
FDIC Number
Largest Affiliates
No affiliate information available.