Warsaw Federal Savings and Loan Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.2 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Excellent asset quality (7.1). Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 8.9.
Asset Mix:
Home mtgs (68%), securities (9%), cash (4%), comm re (4%), comm loans (1%), other (15%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Mutual Holding Co.
Investment Rating
--
Address
3533 Warsaw Avenue
Cincinnati, OH 45205
Cincinnati, OH 45205
Phone Number
(513) 244-6900
Year Founded
1893
FDIC Number
Website
Largest Affiliates
No affiliate information available.