C
Mutual Federal Bank
ChicagoIL
Rating Date
April 2025
Risk Based
Capital Ratio
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Major Rating Factors: A current level of 12.7 percent of nonperforming loans to core capital combined with 3.9 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.4 and a capital leverage ratio of 16.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix: Home mtgs (71%), cash (10%), comm re (3%), home eq lns (3%), other (13%)
States with Branches: IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
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5-Year ROAA (Return on Average Assets)
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Mutual Federal Bancorp, MHC
Investment Rating
--
Address
2212 West Cermak Road
Chicago, IL 60608
Phone Number
(312) 447-5200
Year Founded
1905
FDIC Number
Largest Affiliates
No affiliate information available.