Fidelity Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (2.0) profitability. A current level of 4.8 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Excellent asset quality (7.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 29.2 and a capital leverage ratio of 20.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Asset Mix:
Home mtgs (28%), securities (24%), comm re (15%), home eq lns (8%), comm loans (6%), cash (5%), consumer loans (0%), other (14%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FB Bancorp, Inc.
Investment Rating
--
Address
353 Carondelet Street
New Orleans, LA 70130
New Orleans, LA 70130
Phone Number
(504) 569-8640
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.