Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 12.0 percent of nonperforming loans to core capital combined with 14.3 percent from a year earlier contributes to the Good asset quality (5.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.3. Operating profits as a percentage of assets at 3.8%, coupled with a return on assets of 3.7 has resulted in Excellent (10.0) profitability.
Asset Mix:
Home mtgs (75%), cash (3%), comm re (2%), comm loans (0%), other (20%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Federal of Olathe Bancorp, Inc.
Investment Rating
--
Address
700 East Santa Fe Street
Olathe, KS 66061
Olathe, KS 66061
Phone Number
(913) 782-0026
Year Founded
1923
FDIC Number
Website
Largest Affiliates
No affiliate information available.