Northfield Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Good asset quality (6.6). Weak liquidity 2.9, driven by a liquidity ratio of 17.7 percent and a “hot money” ratio of 11.5 percent.
Asset Mix:
Securities (20%), comm re (16%), home mtgs (4%), cash (3%), comm loans (3%), home eq lns (1%), other (53%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northfield Bancorp, Inc. (Staten Island, NY)
Investment Rating
Address
581 Main Street
Woodbridge, NJ 07095
Woodbridge, NJ 07095
Phone Number
(732) 499-7200
Year Founded
1887
FDIC Number
Website
Largest Affiliates
No affiliate information available.