Verimore Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 10.4. A current level of 0.6 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (8.3).
Asset Mix:
Comm re (26%), home mtgs (13%), cash (8%), comm loans (7%), securities (3%), home eq lns (1%), consumer loans (1%), other (41%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Missouri Bancshares, Inc.
Investment Rating
--
Address
300 West Lockling Street
Brookfield, MO 64628
Brookfield, MO 64628
Phone Number
(660) 258-3311
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.