Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. A current level of 3.1 percent of nonperforming loans to core capital combined with 3.2 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix:
Home mtgs (52%), consumer loans (14%), securities (11%), home eq lns (4%), cash (3%), comm loans (3%), other (13%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cosperity Bancorp, Inc.
Investment Rating
--
Address
11550 Ash Street
Leawood, KS 66211
Leawood, KS 66211
Phone Number
(816) 241-7800
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.