Investors Community Bank
Major Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A current level of 3.4 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10). Fair liquidity 4.6, driven by a liquidity ratio of 50.6 percent and a “hot money” ratio of 7.0 percent.
Asset Mix:
Securities (34%), comm loans (21%), home mtgs (13%), cash (13%), comm re (7%), consumer loans (3%), other (9%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Friendship Bancshares, Inc.
Investment Rating
--
Address
522 Washington Street
Chillicothe, MO 64601
Chillicothe, MO 64601
Phone Number
(660) 646-3733
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.