Investors Community Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.1. A current level of 2.7 percent of nonperforming loans to core capital combined with 3.4 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10). Fair liquidity 4.0, driven by a liquidity ratio of 37.2 percent and a “hot money” ratio of 7.9 percent.
Asset Mix:
Securities (37%), comm loans (23%), home mtgs (16%), comm re (8%), cash (5%), consumer loans (3%), other (9%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Friendship Bancshares, Inc.
Investment Rating
--
Address
522 Washington Street
Chillicothe, MO 64601
Chillicothe, MO 64601
Phone Number
(660) 646-3733
Year Founded
1934
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.