New Carlisle Federal Savings Bank
Major Rating Factors:
A current level of 14.2 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Fair asset quality (5.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 10.9 and a capital leverage ratio of 8.7. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Good (5.2) profitability.
Asset Mix:
Home mtgs (30%), comm re (24%), comm loans (13%), home eq lns (7%), cash (4%), securities (2%), consumer loans (1%), other (19%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
400 North Main Street
New Carlisle, OH 45344
New Carlisle, OH 45344
Phone Number
(937) 845-3636
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.