New Carlisle Federal Savings Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.5) profitability. A current level of 20.1 percent of nonperforming loans to core capital combined with 3.9 percent from a year earlier contributes to the Weak asset quality (2.5).
Other Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 10.7 and a capital leverage ratio of 8.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (29%), comm re (23%), comm loans (12%), home eq lns (6%), cash (4%), securities (3%), consumer loans (1%), other (23%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
400 North Main Street
New Carlisle, OH 45344
New Carlisle, OH 45344
Phone Number
(937) 845-3636
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.