BankTennessee
Major Rating Factors:
A current level of 6.7 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Fair asset quality (4.9). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.1 has resulted in Fair (4.8) profitability.
Other Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.9 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (30%), comm re (18%), comm loans (11%), cash (9%), home eq lns (7%), securities (4%), consumer loans (1%), other (19%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BankTennessee Bancshares, Inc.
Investment Rating
--
Address
1125 West Poplar Avenue
Collierville, TN 38017
Collierville, TN 38017
Phone Number
(901) 854-0854
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.