Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 40.1 and a capital leverage ratio of 20.5. A current level of 2.9 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (9.1).
Asset Mix:
Home mtgs (80%), cash (7%), securities (3%), consumer loans (0%), other (9%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Eureka Homestead Bancorp, Inc.
Investment Rating
--
Address
1922 Veterans Memorial Boulevard
Metairie, LA 70005
Metairie, LA 70005
Phone Number
(504) 834-0242
Year Founded
1884
FDIC Number
Website
Largest Affiliates
No affiliate information available.