Compass Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (1.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.6 has resulted in Weak (2.4) profitability.
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 13.5 percent and a “hot money” ratio of 38.2 percent. Fair current capitalization (4.8 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 6.8.
Asset Mix:
Home mtgs (77%), cash (10%), home eq lns (4%), securities (2%), consumer loans (2%), comm re (1%), comm loans (0%), other (3%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
111 Westinghouse Avenue
Wilmerding, PA 15148
Wilmerding, PA 15148
Phone Number
(412) 824-1070
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.