First Federal Savings and Loan Association of McMinnville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 21.9 and a capital leverage ratio of 11.8. A current level of 0.3 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Weak liquidity 2.8, driven by a liquidity ratio of 11.5 percent and a “hot money” ratio of 24.1 percent.
Asset Mix:
Home mtgs (37%), securities (25%), comm re (13%), cash (7%), comm loans (2%), home eq lns (1%), other (15%)
States with Branches:
OR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
118 NE Third Street
McMinnville, OR 97128
McMinnville, OR 97128
Phone Number
(503) 472-6171
Year Founded
1922
FDIC Number
Website
Largest Affiliates
No affiliate information available.