Major Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (7.4) profitability. Excellent current capitalization (7.1 on a scale of 0 to 10) and a capital leverage ratio of 9.1.
Other Rating Factors:
A current level of 4.0 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Good asset quality (6.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (36%), securities (17%), cash (9%), comm re (7%), consumer loans (3%), comm loans (3%), other (25%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lewisburg Bancshares Corporation
Investment Rating
--
Address
287 North Main Street
Lewisburg, KY 42256
Lewisburg, KY 42256
Phone Number
(270) 755-4818
Year Founded
1894
FDIC Number
Website
Largest Affiliates
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