C
First Federal Community Bank of Bucyrus
BucyrusOH
Rating Date
April 2025
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Major Rating Factors: A current level of 8.8 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10).
Other Rating Factors: Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 8.7. Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Fair (3.3) profitability.
Asset Mix: Home mtgs (34%), comm re (14%), comm loans (9%), securities (7%), cash (5%), home eq lns (4%), consumer loans (3%), other (23%)
States with Branches: OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
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5-Year Charge-Offs to Average Loans
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5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Group Affiliation
Community Investors Bancorp, Inc.
Investment Rating
Address
119 South Sandusky Avenue
Bucyrus, OH 44820
Phone Number
(419) 562-7055
Year Founded
1888
FDIC Number
Largest Affiliates
No affiliate information available.