First Federal Savings Bank of Washington
Major Rating Factors:
A current level of 14.7 percent of nonperforming loans to core capital combined with 17.9 percent from a year earlier contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Weak (1.7) profitability.
Other Rating Factors:
Excellent current capitalization (9.5 on a scale of 0 to 10) and a capital leverage ratio of 10.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Home mtgs (55%), comm re (8%), securities (7%), cash (7%), comm loans (5%), consumer loans (2%), home eq lns (1%), other (16%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
439 South State Road 57
Washington, IN 47501
Washington, IN 47501
Phone Number
(812) 254-2370
Year Founded
1895
FDIC Number
Largest Affiliates
No affiliate information available.