Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.1). Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 8.7.
Asset Mix:
Home mtgs (47%), securities (21%), comm re (15%), comm loans (4%), home eq lns (4%), consumer loans (2%), cash (1%), other (6%)
States with Branches:
NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Seacoast Bancorp, Inc.
Investment Rating
--
Address
633 Central Avenue
Dover, NH 03820
Dover, NH 03820
Phone Number
(603) 742-4680
Year Founded
1890
FDIC Number
Website
Largest Affiliates
No affiliate information available.