Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.4. A current level of 2.2 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (9.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10). Fair liquidity 3.0, driven by a liquidity ratio of 22.4 percent and a “hot money” ratio of 27.2 percent.
Asset Mix:
Home mtgs (44%), securities (22%), comm re (11%), cash (6%), home eq lns (2%), comm loans (0%), other (14%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
1172 River Street
Hyde Park, MA 02136
Hyde Park, MA 02136
Phone Number
(617) 364-6000
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.