Baker Boyer National Bank
Major Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 16.1 and a capital leverage ratio of 9.2. A current level of 6.6 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Good asset quality (6.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). Fair liquidity 3.7, driven by a liquidity ratio of 36.1 percent and a “hot money” ratio of 12.1 percent.
Asset Mix:
Securities (25%), home mtgs (21%), comm re (18%), cash (15%), comm loans (7%), consumer loans (0%), other (13%)
States with Branches:
WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Baker Boyer Bancorp
Investment Rating
Address
Seven West Main Street
Walla Walla, WA 99362
Walla Walla, WA 99362
Phone Number
(509) 525-2000
Year Founded
1869
FDIC Number
Website
Largest Affiliates
No affiliate information available.