Union Savings and Loan Association
Major Rating Factors:
A current level of 5.9 percent of nonperforming loans to core capital combined with 8.0 percent from a year earlier contributes to the Fair asset quality (4.8). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.7 has resulted in Fair (4.2) profitability.
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (38%), home eq lns (9%), consumer loans (9%), cash (8%), comm re (6%), securities (5%), comm loans (4%), other (21%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
730 North Central Avenue
Connersville, IN 47331
Connersville, IN 47331
Phone Number
(765) 825-2171
Year Founded
1937
FDIC Number
Website
Largest Affiliates
No affiliate information available.