Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (1.1) profitability. A current level of 10.4 percent of nonperforming loans to core capital combined with 10.0 percent from a year earlier contributes to the Good asset quality (5.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (47%), securities (16%), comm re (14%), home eq lns (3%), cash (2%), comm loans (0%), other (19%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bogota Financial, MHC
Investment Rating
--
Address
819 Teaneck Road
Teaneck, NJ 07666
Teaneck, NJ 07666
Phone Number
(201) 862-8260
Year Founded
1893
FDIC Number
Website
Largest Affiliates
No affiliate information available.