Major Rating Factors:
A current level of 17.9 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Good (5.3) profitability.
Other Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Comm re (27%), home mtgs (16%), comm loans (7%), securities (7%), cash (5%), home eq lns (4%), consumer loans (1%), other (34%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
High Plains Banking Group, Inc.
Investment Rating
--
Address
329 Main Avenue
Flagler, CO 80815
Flagler, CO 80815
Phone Number
(719) 765-4000
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.