Major Rating Factors:
A current level of 6.8 percent of nonperforming loans to core capital combined with 15.6 percent from a year earlier contributes to the Fair asset quality (3.8). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 1.1 has resulted in Weak (2.2) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Securities (12%), comm re (8%), comm loans (4%), home mtgs (4%), consumer loans (3%), cash (2%), other (67%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fleming Community Agency, Inc.
Investment Rating
--
Address
201 North Logan Avenue
Fleming, CO 80728
Fleming, CO 80728
Phone Number
(970) 265-2555
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.