Major Rating Factors:
A current level of 2.1 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Excellent asset quality (7.4). Excellent current capitalization (7.3 on a scale of 0 to 10) and a capital leverage ratio of 9.2.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.4) profitability.
Asset Mix:
Securities (40%), comm re (14%), home mtgs (7%), comm loans (3%), cash (3%), consumer loans (1%), other (32%)
States with Branches:
CO, NE, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Nebraska Bancs, Inc.
Investment Rating
--
Address
1291 Main Street
Windsor, CO 80550
Windsor, CO 80550
Phone Number
(970) 686-0878
Year Founded
1906
FDIC Number
Website
Largest Affiliates
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