Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10). Fair liquidity 3.9, driven by a liquidity ratio of 26.4 percent and a “hot money” ratio of 7.9 percent.
Asset Mix:
Securities (36%), comm re (22%), home mtgs (13%), comm loans (5%), cash (5%), other (19%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Century Bancorp MHC
Investment Rating
--
Address
1376 West Sherman Avenue
Vineland, NJ 08360
Vineland, NJ 08360
Phone Number
(856) 690-9100
Year Founded
1865
FDIC Number
Website
Largest Affiliates
No affiliate information available.