First Federal Bank of Louisiana
Major Rating Factors:
A current level of 12.9 percent of nonperforming loans to core capital combined with 16.4 percent from a year earlier contributes to the Fair asset quality (4.6). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Weak (2.3) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.2 and a capital leverage ratio of 11.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Securities (28%), home mtgs (23%), comm re (18%), cash (9%), comm loans (4%), consumer loans (1%), home eq lns (1%), other (17%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1135 Lakeshore Drive
Lake Charles, LA 70601
Lake Charles, LA 70601
Phone Number
(337) 433-3611
Year Founded
1949
FDIC Number
Website
Largest Affiliates
No affiliate information available.