Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 55.5 and a capital leverage ratio of 22.7. A current level of 6.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.4).
Asset Mix:
Home mtgs (35%), securities (27%), cash (10%), comm re (5%), consumer loans (4%), comm loans (2%), other (17%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Jackson Financial, MHC
Investment Rating
--
Address
414 Second Street
Jackson, MN 56143
Jackson, MN 56143
Phone Number
(507) 847-4714
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.