Bar Harbor Savings and Loan Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.0. A current level of 10.8 percent of nonperforming loans to core capital combined with 15.2 percent from a year earlier contributes to the Good asset quality (5.8).
Asset Mix:
Home mtgs (66%), comm re (11%), securities (4%), cash (4%), home eq lns (2%), consumer loans (0%), other (13%)
States with Branches:
ME
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
103 Main Street
Bar Harbor, ME 04609
Bar Harbor, ME 04609
Phone Number
(207) 288-3685
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.