Greeneville Federal Bank, F.S.B.
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 13.1 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Good asset quality (6.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.6 and a capital leverage ratio of 15.0. Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 2.0 has resulted in Good (6.5) profitability.
Asset Mix:
Home mtgs (38%), comm re (23%), cash (11%), home eq lns (4%), comm loans (4%), securities (1%), consumer loans (1%), other (19%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
101 West Summer Street
Greeneville, TN 37743
Greeneville, TN 37743
Phone Number
(423) 638-4154
Year Founded
1960
FDIC Number
Largest Affiliates
No affiliate information available.