Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Good (5.4) profitability.
Other Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.7). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.4 and a capital leverage ratio of 9.7.
Asset Mix:
Home mtgs (26%), comm re (15%), securities (11%), cash (6%), comm loans (4%), consumer loans (1%), other (37%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cameron Financial Corporation
Investment Rating
--
Address
102 North Houston Street
Cameron, TX 76520
Cameron, TX 76520
Phone Number
(254) 697-6461
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.