Colonial Savings, FA
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 190.4 and a capital leverage ratio of 28.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent liquidity 8.4, driven by a liquidity ratio of 126.8 percent and a “hot money” ratio of 19.9 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 6.7 percent from a year earlier contributes to the Good asset quality (6.8).
Asset Mix:
Cash (80%), comm re (7%), home eq lns (3%), comm loans (1%), home mtgs (1%), consumer loans (0%), securities (0%), other (8%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Western Mortgage Corporation
Investment Rating
--
Address
2626D West Freeway
Fort Worth, TX 76102
Fort Worth, TX 76102
Phone Number
(817) 390-2000
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.