Equitable Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Fair (3.6) profitability. A current level of 2.8 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Good asset quality (7.0).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Asset Mix:
Home mtgs (24%), comm re (23%), securities (8%), comm loans (8%), home eq lns (5%), cash (2%), consumer loans (1%), other (29%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Equitable Financial Corp.
Investment Rating
--
Address
113 North Locust Street
Grand Island, NE 68801
Grand Island, NE 68801
Phone Number
(308) 382-3136
Year Founded
1882
FDIC Number
Website
Largest Affiliates
No affiliate information available.