E
Fayetteville Bank
Rating Date
April 2025
Risk Based
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.2 on a scale of 0 to 10).
Other Rating Factors: Fair liquidity 4.2, driven by a liquidity ratio of 20.9 percent and a “hot money” ratio of 40.6 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.9).
Asset Mix: Securities (64%), cash (12%), home mtgs (6%), comm re (4%), comm loans (2%), consumer loans (1%), other (10%)
States with Branches: TX
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
Industry Bancshares, Inc.
Investment Rating
--
Address
107 West Fayette Street
Fayetteville, TX 78940
Phone Number
(979) 378-4261
Year Founded
1917
FDIC Number
Largest Affiliates