Viking Bank, National Association
Major Rating Factors:
A current level of 10.2 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.3) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10). Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 9.4.
Asset Mix:
Comm re (33%), home mtgs (18%), comm loans (9%), cash (6%), securities (5%), home eq lns (4%), consumer loans (2%), other (22%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Viking Financial Corporation
Investment Rating
--
Address
4277 Dakota Street
Alexandria, MN 56308
Alexandria, MN 56308
Phone Number
(320) 762-0236
Year Founded
1981
FDIC Number
Website
Largest Affiliates
No affiliate information available.