Viking Bank, National Association
Major Rating Factors:
A current level of 9.1 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Good (5.8) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10). Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5.
Asset Mix:
Comm re (35%), home mtgs (19%), comm loans (10%), securities (6%), cash (5%), home eq lns (5%), consumer loans (3%), other (18%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Viking Financial Corporation
Investment Rating
--
Address
4277 Dakota Street
Alexandria, MN 56308
Alexandria, MN 56308
Phone Number
(320) 762-0236
Year Founded
1981
FDIC Number
Website
Largest Affiliates
No affiliate information available.