Viking Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 1.9 percent of nonperforming loans to core capital combined with 5.0 percent from a year earlier contributes to the Good asset quality (5.2).
Other Rating Factors:
Good current capitalization (7.0 on a scale of 0 to 10) and a capital leverage ratio of 9.0. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.2) profitability.
Asset Mix:
Comm re (34%), home mtgs (19%), comm loans (9%), cash (8%), home eq lns (6%), securities (5%), consumer loans (2%), other (16%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Viking Financial Corporation
Investment Rating
--
Address
4277 Dakota Street
Alexandria, MN 56308
Alexandria, MN 56308
Phone Number
(320) 762-0236
Year Founded
1981
FDIC Number
Website
Largest Affiliates
No affiliate information available.