Viking Bank, National Association
Major Rating Factors:
A current level of 2.5 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Good (6.7) profitability.
Asset Mix:
Comm re (33%), home mtgs (19%), cash (10%), comm loans (8%), securities (5%), home eq lns (5%), consumer loans (3%), other (17%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Viking Financial Corporation
Investment Rating
--
Address
4277 Dakota Street
Alexandria, MN 56308
Alexandria, MN 56308
Phone Number
(320) 762-0236
Year Founded
1981
FDIC Number
Website
Largest Affiliates
No affiliate information available.